The project required the daily integration of large volumes of banking data into the SAS platform while ensuring data consistency, reconciliation accuracy, and alignment with regulatory reporting expectations
Following the IFRS 9 regulations introduced by the Banking Regulation and Supervision Agency (BRSA), the bank needed to establish a reliable and sustainable data integration framework between its core banking systems and the SAS IFRS 9 engine used for Expected Credit Loss (ECL) and credit stage calculations. The project required the daily integration of large volumes of banking data into the SAS platform while ensuring data consistency, reconciliation accuracy, and alignment with regulatory reporting expectations. In addition, the integration process needed to support complex financial data domains including customer, loan, cash flow, and General Ledger (GL) data with full traceability and operational reliability.
CALIGO designed and implemented the end-to-end data integration framework between the bank’s core banking environment and the SAS IFRS 9 engine. As part of the implementation program, CALIGO: • Designed the daily data flow architecture feeding the SAS IFRS 9 platform • Established GL reconciliation controls at the beginning of the integration process • Integrated customer, loan, cash flow, and financial accounting datasets into the target IFRS 9 model • Developed transformation and validation processes aligned with IFRS 9 calculation requirements • Designed data controls and reconciliation mechanisms to ensure consistency and traceability • Optimized ETL workflows to support daily operational execution windows • Conducted validation and reconciliation activities together with business and finance teams • Supported production transition and operational stabilization processes The solution established a controlled and auditable data integration architecture enabling reliable daily data delivery for IFRS 9 calculations and regulatory reporting processes.
The project enabled the bank to operationalize a sustainable and governed integration framework between core banking systems and the SAS IFRS 9 platform. The implemented solution improved reconciliation capability, strengthened data traceability, and ensured reliable daily delivery of IFRS 9 calculation inputs across multiple financial data domains. The organization also gained a scalable and operationally efficient architecture supporting regulatory compliance and future analytical needs.