Solutions

Five Capabilities.
One Governed
Data Foundation.

CALIGO's solutions are built for the specific complexity of regulated industries — banking, insurance, and telecommunications. Every capability is grounded in engineering rigour, domain expertise, and an uncompromising focus on production outcomes.

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5
Core solution
capabilities
50+
Enterprise clients
across 3 industries
10+
Years in regulated
industry data
4
Countries with
active engagements
Banking · Insurance · Telecommunications · ISO 27001:2022 Certified
Built for
CIOs & CTOs
Chief Data Officers
CROs & CFOs
Heads of Data Engineering
Analytics & AI Leaders
Transformation Leaders
Our Philosophy

We Don't Sell
Technology. We Deliver
Data Outcomes.

Every bank, insurer, and telecom operator faces the same underlying challenge: they have accumulated vast quantities of data, made significant investments in platforms and tools, and still can't answer the questions that matter most with confidence.

The reason is almost always the same — the foundation is wrong. Poor data modelling decisions, absent governance, disconnected systems, and platforms built for yesterday's requirements. CALIGO addresses this at the root.

Our five solution capabilities are interconnected by design. They share a common data foundation, a common governance approach, and a common principle: every engagement ends with something in production, generating measurable value.

Architecture Before Tools
We design the right data architecture for your context before selecting technology — avoiding tool-led projects that don't survive long-term.
Production, Not Pilots
Every engagement is engineered for production from day one. We don't build proofs of concept that gather dust — we build systems that run.
Domain Expertise Built In
Our teams understand BCBS 239, IFRS 9, Solvency II, and telecom subscriber economics — not just data engineering. The domain knowledge is inseparable from the technical delivery.
Long-Term Accountability
We operate what we build. Through DataOps and managed services, we stay accountable for platform performance well beyond the initial delivery.
Five Solution Pillars

Built for the Complexity
of Regulated Data.

01 / Solution
Data Platform & Engineering
We design and build enterprise-grade data warehouses, lakehouses, and real-time pipelines for regulated industries. Our platforms are built to serve regulatory reporting, analytics, and AI workloads from a single, governed architecture — without the rebuild cycle that plagues most data initiatives.
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Business Outcomes
Regulatory and analytics reporting from a single, trusted data source — eliminating reconciliation between systems
Delivery accelerated by 50–60% using CALIGO's pre-built industry data models
Cloud-native architecture on Azure that scales with data volumes and regulatory change
DWH & Lakehouse Data Pipelines Real-Time Azure Billing & Revenue
02 / Solution
Regulatory & Risk Analytics
We build the data infrastructure that makes regulatory compliance durable — not a fire drill at every reporting deadline. From BCBS 239 and IFRS 9 in banking to Solvency II and IFRS 17 in insurance, we design the data layer that connects source systems to regulatory submissions with full lineage and automated quality controls.
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Business Outcomes
Regulatory submissions produced in days, not weeks — with audit-ready lineage from source to report
Manual reconciliation eliminated through automated data quality controls at every pipeline stage
Architecture designed to absorb new regulatory requirements without full re-engineering each time
BCBS 239 IFRS 9 & 17 Solvency II COREP / FINREP AML ALM
03 / Solution
Customer & Commercial Analytics
We build the customer analytics infrastructure that connects data to commercial outcomes — a unified customer view, predictive churn models, CLV analytics, next best action engines, and campaign measurement. Built on a reliable data foundation, not patched on top of fragmented source systems.
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Business Outcomes
Churn predicted 30–90 days in advance — with behavioural signals that give retention teams time to act
Cross-sell and upsell conversion improved through personalised, propensity-driven offer delivery
Campaign spend allocated to channels and segments that generate measurable incremental revenue
Customer 360 Churn & CLV Segmentation Next Best Action Campaign Analytics
04 / Solution
Data Governance & Operating Model
We design and implement governance frameworks that organisations actually use — data ownership, quality controls, business glossaries, data lineage, and operating models built for your size and complexity. Governance that works in practice, not just on paper.
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Business Outcomes
Regulatory audits answered in hours, not weeks — with documented lineage and automated quality evidence
Executive reporting disputes eliminated through a shared business glossary and unified data definitions
Data quality issues caught at ingestion — not discovered in reports — through automated DQ controls
Governance Framework Data Quality Lineage Data Catalog DOM
05 / Solution
AI & Advanced Analytics
We build ML models, predictive systems, and intelligent decisioning pipelines that are deployed in production — generating measurable outcomes, not gathering dust in a data science notebook. Every AI engagement starts with a validated business problem, ends with a live system, and is operated with MLOps discipline.
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Business Outcomes
Fraud detection, credit scoring, and churn models running in production — not as proofs of concept
Models monitored for drift and retrained automatically — maintaining accuracy as behaviour changes
AI use case roadmap grounded in your data reality — prioritised by commercial value and delivery feasibility
Machine Learning Fraud Detection NLP MLOps Prescriptive Analytics
Industries

Three Industries.
Complete Coverage.

Financial Services
Banking
From retail deposits to corporate treasury — we build the data platforms, risk engines, and analytical models that keep banks compliant, competitive, and in control of their data.
BCBS 239 IFRS 9 / ECL COREP / FINREP Customer 360 AML Credit Scoring
Banking Solutions
Financial Services
Insurance
Life and non-life insurers trust CALIGO to build the data foundations for Solvency II, IFRS 17, claims intelligence, and customer retention — delivered to regulatory standard, with full audit trail.
Solvency II IFRS 17 Claims Analytics Fraud Detection Actuarial Data Renewal Churn
Insurance Solutions
Communications
Telecommunications
MNOs sit on vast subscriber and network data. We build the platforms and models that turn this data into churn reduction, ARPU growth, revenue assurance, and operational efficiency.
Subscriber CDP Churn & CLV Revenue Assurance Network Analytics Campaign Analytics
Telecom Solutions
How We Work

Structured Delivery.
Accountable Outcomes.

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01
Discover & Assess
We baseline your data maturity, regulatory obligations, and commercial priorities using our structured Data Maturity Assessment Framework.
2–4 Weeks
02
Design & Architect
We produce the target architecture, governance blueprint, and delivery roadmap — aligned to your technology stack and regulatory context.
Accelerator-Driven
03
Build & Deliver
Agile delivery in 2-week sprints with embedded CALIGO engineers. Pre-built domain data models reduce build time without cutting corners.
Sprint-Based
04
Operate & Evolve
DataOps and 24/7 managed operations keep your platform healthy and evolving — compounding data capability over time, not letting it decay.
Ongoing
Not Sure Where to Start?
We begin every engagement with a structured assessment — your data landscape, your regulatory obligations, your commercial priorities. In 3–4 weeks you have a baseline, a roadmap, and a clear first step.
Start with a Data Maturity Assessment See Our Work