CALIGO builds the data platforms that enable life and non-life insurers to meet Solvency II and IFRS 17 obligations, understand their claims performance, retain customers, and detect fraud — all from a single, governed data foundation.
Insurance data carries structural complexity that most data platforms are not designed for. Policy lifecycles span decades. Claims chains involve multiple parties, reserving stages, and reinsurance allocations. Actuarial projections require inputs from dozens of source systems. And regulatory reporting — Solvency II, IFRS 17 — demands data precision and audit trails that core insurance systems were never built to provide.
The regulatory stakes are rising. IFRS 17 transition has exposed data gaps that insurers are still closing. Solvency II capital model reviews require data lineage that most QRT submissions cannot support. And commercial pressures — renewal churn, claims cost, distribution efficiency — demand customer and claims intelligence that fragmented data makes impossible.
We design the insurance data architecture to serve regulatory, actuarial, claims, and commercial needs simultaneously — from a single governed source of truth.
These outcomes were delivered in real insurance environments — life, non-life, and health — across Turkey and the wider region.
Industry-specific data models and frameworks that reduce delivery time by up to 60% — built from Insurance engagements, ready to adapt to your systems.